Credit restoration is a precise discipline. When CreditDIY undertakes the task of restoring your credit, it utilizes a formula known as FICO, developed by the Fair Isaac Corporation. FICO is an algorithm that evaluates your financial history with high accuracy. Credit repair companies online use these tools are used to assess your purchasing capacity. The process of credit restoration is crucial for achieving financial stability and growth. It is important to engage an organization that possesses a comprehensive understanding of FICO evaluation processes. CreditDIY specializes in correcting negative Tradelines (accounts) and facilitating their reporting as paid as agreed, often resulting in a zero balance. This process contributes to an increase in your credit score. CreditDIY employs an AI-powered system designed to enhance the efficiency and effectiveness of credit repair services.