Credit Restoration Made Easy
Fair
Last Score 496
Good
Last Score 509
Excellent
Last Score 515
About Us
Build stronger credit without the confusion. CreditDIY’s online credit repair services gives you the tools to take control of your financial future. All through a platform that actually makes sense. No jargon, no runaround—just a clear, guided path to repairing your credit online. And the best part? You stay in charge. Every step is designed so you can move at your own pace, without waiting on anyone else. This isn't just credit repair—it's DIY freedom
Getting started is simple—and stays that way. For a one-time fee of $299, followed by $59 monthly, you get full access. No hidden charges, no small print. Most users start seeing real credit score improvements within just a couple of cycles. Behind the scenes, our credit repair software automatically flags and disputes negative items—while using built-in logic to leave your active accounts untouched, preserving your credit history and payment track record.
Our credit repair software doesn't just skim the surface. It looks deep into your credit report—old addresses, outdated names, unnecessary inquiries, even stubborn negatives like charge-offs, repos, foreclosures, and defaulted loans. It’s built to help you clean up the clutter, and maintain a report that can hold up long-term.
We're Not Like The Others
Take Charge Of Your Credit Score
Gain real control over your credit repair without relying on anyone else. With CreditDIY, you manage your credit scores directly—no middleman slowing you down. Say goodbye to complicated steps; our straightforward process walks you through every part clearly. Using CreditDIY’s credit repair services means you’re equipped with credit repair tools and technology designed to boost your credit score and set you up for a stronger financial tomorrow.
From Negative to Noteworthy
A low score can limit your financial options, but our AI-powered error detection quickly finds mistakes like duplicates or outdated info. Our credit repair software then auto-generates personalized dispute letters. With a clear, DIY process and real-time credit bureau syncing, you stay in control—making credit repair simple and effective for your financial future.
Keep Accounts
Keeping accounts active protects your credit history, which is vital for a stable credit score. Paid-as-agreed accounts stay on your report without hurting your score, supporting long-term credit health. Removing accounts often doesn’t help much; instead, analyzing negative entries carefully and preserving active accounts builds trust with credit bureaus and strengthens your credit profile.
We’ve Got You Covered
At every step, our dedicated support team guides you through credit repair. Using advanced tools like Automated Dispute Resolution, our software crafts tailored solutions for your unique credit challenges. Whether correcting report errors or boosting your score, CreditDIY equips you with smart strategies and modern tech—empowering you to take control and build a stronger financial future.
How Our Advanced Credit Repair Software Works?
Achieve better credit with CreditDIY’s online credit repair services.
Start by entering your basic information—name, phone number, email, and location. This helps us personalize your experience and prepare your dashboard. With just a few details, you’re already on your way to better credit, and the setup takes less than a minute to complete.
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Pay a one-time subscription fee of $299, along with a $59 charge for each monthly repair cycle. This gives you full access to CreditDIY’s AI tools, dispute generator, and real-time bureau syncing—everything you need to fix your credit on your terms, with no surprise costs along the way.
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Your 9-digit Social Security Number is essential to securely verify your identity with all three major credit bureaus. This step ensures accurate syncing of your credit report, allowing the system to analyze data, find errors, and begin the dispute process without delays or mismatches in information.
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For your protection, we’ll walk you through a simple but secure identity verification step. This keeps your data safe and prevents unauthorized access to your credit repair process. Once authenticated, the software begins syncing with Experian, TransUnion, and Equifax to pull real-time data directly from your credit reports.
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Strengthen your disputes by uploading key documents like billing statements, ID proof, or payment receipts. These files are stored with bank-level encryption and linked to specific dispute claims, helping ensure accuracy, compliance, and a higher chance of successful outcomes during the credit repair process.
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Review and agree to our service terms to activate your account. This final step unlocks your dashboard, dispute tools, and progress tracker. You’re now ready to begin fixing your credit score with complete transparency, full control, and professional-grade tools—all in your hands.
Register Now!Revamp Your Financial Future with CreditDIY
Take control of your financial future with CreditDIY, the ultimate personal credit repair software designed for individuals who want to fix bad credit on their own. Our credit repair platform empowers you to identify and challenge errors with cutting-edge technology and zero guesswork.
CreditDIY features Automated Dispute Generation, creating customized dispute letters directly from your credit report—no writing required. Our platform syncs with all three major bureaus—Experian, TransUnion, and Equifax—to monitor changes in real time. Using AI-Powered Error Detection, the software finds outdated information, duplicate accounts, and unverifiable debts effortlessly.
The Smart Prioritization Engine targets the most damaging items first for quicker results, while Account Preservation Logic ensures your healthy credit history stays untouched. With the Progress Tracker Dashboard, monitor dispute statuses, score trends, and updates at a glance.
Need documentation? Our Secure Document Upload system uses bank-level encryption for full compliance. You also get Customizable Letter Templates based on FCRA guidelines, and a Credit Score Simulation Tool to forecast your potential gains before acting.
Whether you're rebuilding or just maintaining your credit, CreditDIY gives you full transparency through Multi-Channel Communication Logs—no third-party middlemen, just results. Start today and experience the fastest, most intuitive way to take charge of your credit.
Pricing
- Sign Up In 6 Easy Steps
- Cancel Any Time
- Credit Score Analysis
- Online Support
- Minimum Documentation Required
- Challenges to 3 Credit Bureaus
- Credit Report Update Time 30 to 45 days
